(905) 493-6393 chad@LRMinsurance.ca

Business Owners

We are passionate about empowering business owners and have the expertise to deliver innovative investment solutions, corporate structuring, and tax efficiencies that can optimize your business finances. We also provide customized insurance solutions, such as group benefits and life insurance, that help protect your assets while minimizing risk.

Business Owners


It is crucial to shield your business against unexpected events, and we offer a range of insurance options to provide comprehensive protection in such circumstances.

Our insurance solutions encompass both personal and corporate coverage, including life, disability, and critical illness insurance, all customized to meet your unique needs and circumstances.


For business owners, determining where to allocate finances can often pose a challenge.

Our team can assist you in creating tailored investment plans that align with your business goals and priorities, enabling you to allocate your resources in the most efficient and effective manner possible. This approach ensures that you optimize your financial outcomes while minimizing any potential risks.


A key person is a valuable asset to any company, and their abrupt absence due to unforeseen circumstances such as death, disability, or illness can have severe impacts on operations and finances.

Key person insurance is designed to mitigate the financial losses that arise due to the loss of a key employee, covering costs such as finding a replacement or loss of revenue. It is a crucial risk management tool that provides financial stability and ensures business continuity, enabling businesses to thrive even in unexpected situations.


A buy-sell agreement is a game plan for business owners, providing a blueprint for what happens to a business in the event of an owner’s death, disability, retirement, or divorce. This legal contract outlines which party has the right to purchase the business interest and how the transaction will be funded. The most significant advantage of a buy-sell agreement is that it helps prevent any future disputes by addressing the transfer of ownership and management in advance. In essence, a buy-sell agreement ensures that everything runs smoothly for the future of the business.